The Blackstone Valley

Milford Federal Savings and Loan:

A Preeminent Example of Community Banking

June 2011: BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation's leading bank rating and research firm, is pleased to announce that Milford Federal Savings and Loan, Milford, Massachusetts has not only endured the latest financial crunch, but has emerged as a preeminent example of community banking.

With this, BAUERFINANCIAL bestows its highest 5-Star Superior rating on Milford Federal Savings and Loan. This rating denotes the highest level of strength and performance that a bank can receive. In fact, Milford Federal Savings and Loan has earned Bauer's recommended rating for the last 72 consecutive quarters.

"There are so many factors that go into our ratings that to list them all here would be impossible", according to Karen L. Dorway, president of the research firm. "Suffice it to say that with its impressive capital levels, an enviable loan portfolio and low delinquent loan levels, Milford Federal Savings and Loan demonstrates the epitome of community banking."

Established in 1887, Milford Federal Savings and Loan has been proudly handling the banking needs of its neighbors and friends for 124 years. It currently operates through four conveniently located offices in Milford and Whitinsville, Massachusetts and in Woonsocket, Rhode Island. Milford Federal Savings and Loan can also be found on the internet at www.milfordfederal.com.

BAUERFINANCIAL, Coral Gables, Florida, the nation's leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain star-ratings by visiting www.bauerfinancial.com.

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About the Chamber

The mission of the Blackstone Valley Chamber of Commerce is to promote the economic vitality of the Blackstone Valley and meet the needs of the Chamber's business members, while providing leadership on issues which impact the economy and quality of life in the Valley. The Blackstone Valley Chamber of Commerce serves the eleven towns in the Massachusetts BV Region: Blackstone, Douglas, Grafton, Hopedale, Mendon, Millbury, Millville, Northbridge, Sutton, Upton and Uxbridge. For more information on the Chamber please contact administrator@blackstonevalley.org or call 508 234 9090 X101.